I have a friend with some derogatory items on her ChexSystems report. She was wondering if after the 7 years that they retain the information and it is removed will the banks still be able to see this information. And if not, will she be able to open a checking account?|||Once she is removed from ChexSystem she will be allowed to open bank accounts|||matrix is confused. IF banks can see the entry, it has NOT been removed.
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|||you must get a letter from chexsystems that she has been removed and make sure you keep it
sometimes banks can see it and with that letter she will be able to open her account
normally it takes 30 days to update when she is told she has been removed to get fully updated on the banks systems
so if she has any second chance accounts she should be able to be switch to a reg account
hope this helps
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